Features
Everything Zenith is, in one calm picture.
Most money apps hand you a pile of tabs and let you assemble the answer yourself. Zenith draws the whole picture first, one line from today to the day work becomes optional, then puts the controls in your hands. These are the ideas the line is made of.
01 · The single line
Your whole life, as one rising line.
Balances, savings, growth, the years ahead: all of it folds into a single line you can actually read. It starts at today and reaches quietly toward the day work becomes a choice. Every figure is in today's dollars, inflation already taken out, so a number means what you feel it means.
Illustrative projection. Not financial advice.
02 · Touch the line
Reach in and bend it.
The star on the line is the day work becomes optional, and it is yours to hold. Drag it and Zenith solves the question in reverse: this is what that date asks of you, month by month. Every what-if answers live, in plain language. Try it on your own numbers.
Illustrative projection. Not financial advice.
03 · A range, not a guess
Not one future. A range of them.
Markets wander, so a single confident number is a polite fiction. Zenith runs your plan through many possible decades and shows the band they gather in, cautious at one edge, hopeful at the other. Confidence you can see, not a promise. Move the slider and watch the whole band answer.
Illustrative projection. Not financial advice.
04 · One honest number
Your Zenith Score.
One steady 0 to 100 read of how near work-optional really stands, and which choice would move it most next. It never grades you, never compares you to anyone, and nobody else ever sees it. It simply tells you, calmly, where today leaves you.
Illustrative, from the same projection. Not financial advice.
Estimate now. Make it real later.
Zenith works beautifully on estimates alone. When you are ready, connect your real accounts (a Plus feature, read-only, credentials never touch the app) and the line becomes truly yours.
The ideas, defined.
Work-optional
The day work becomes a choice, when your money could carry you even if you slowed down or stopped adding to it. Not a cliff at 65; a date you can move.
Today’s dollars
Every figure is shown in what it’s worth now, with inflation already taken out, so a number means what you feel it means.
The range
Instead of one fragile prediction, a band of likely outcomes, honest about how markets actually behave.
Coast point
The moment you could stop adding money entirely and still drift to work-optional on growth alone.
The Zenith Score
One honest 0–100 read of how near work-optional stands, and which choice moves it most next.
Illustrative
Every projection is a calm way to see and steer, never a promise or financial advice.
Not a budget. Not a broker.
Budgeting apps
Look backward.
They tally what you already spent and hand you a verdict. Zenith looks forward, at where your path actually leads.
Robo-advisors
Sell you products.
Their projection ends at a “buy” button. Zenith has nothing to sell you, so the picture is the whole product, and it is yours to move.
Zenith
Hands you the controls.
Others give you a number. Zenith shows you your future and then lets you reach in and bend it. A number you can only stare at is half a tool.
See your line. Then bend it.
Zenith is in private beta on iPhone. Join the waitlist for early access and founding-member pricing.