Today
One screen for the whole story: what your habits are building, the date work becomes optional, and once a week one considered note in your future self’s voice.
If today repeats$2.2M
Your money, drawn as one honest line
One day, work becomes optional. Zenith shows you the day.
How it works
A calm, private simulator of your financial trajectory. One line, drawn from your real numbers, that answers when.
Follow the line
There is a question most people carry for decades and never say out loud.
Am I going to be okay?
Zenith answers it with a single line. Your trajectory, drawn from your real accounts, reaching quietly toward the day work becomes optional. Not a score. Not a lecture. A date, and the choices that move it.
Real app footage. Illustrative projection. Not financial advice.
Touch the line
Bend your future with a fingertip.
Work becomes optional at
58
saving an extra $0 per month
Try a life event
Live what-if · drag the star, or the line itself
Dotted · your current path
Illustrative projection. Not financial advice. Assumes $20k saved, $2,150 added monthly from age 30, growth of 5% a year after inflation, three years of debt payments first, and enough meaning 25 times yearly spending of $57,600. The home subtracts $60k at 33; the family, $700 a month for ten years; the sabbatical pauses saving for a year at 42 and costs $8k.
Inside the app
Five screens. No feed.
Everything Zenith knows lives on five calm screens. Nothing refreshes, nothing scrolls forever, and nothing asks to be checked twice a day.
Path
Your full trajectory to any horizon, bracketed by cautious and hopeful, with the range of 260 futures behind it. Milestones mark themselves on the line.
Futures260
Scenario Studio
Hold a life against the line. A home, kids, a sabbatical: each one bends the curve, and Zenith keeps the futures you want to compare side by side.
ScenariosUnlimited
Timeline
Every milestone in the order you will meet them, debt-free to work-optional, your own alongside the built-in ones. When the plan moves, the dates move.
Key dates33 · 58
Worth
Net worth without the noise: what you own, what you owe and the day it clears, and how it all sits. Bank connections are optional and read-only.
Debts clear by33
The living timeline
Every milestone, already on the line.
Milestone · 202901
33
The first home
A down payment in your early thirties, and what it costs the curve. The line dips, then finds its slope again.
Milestone · 203202
36
A family of four
Childcare for a decade, education after. Both fold into the projection, so nothing arrives as a surprise.
Milestone · 203803
42
The sabbatical year
Twelve months off, fully modeled. See the pause, see the recovery, and see that the date barely moves.
The day · 2054✦
58
Work becomes optional
Not retirement. A quiet threshold where showing up becomes a choice. This is the day the whole line points to.
20292054
Illustrative milestones. Not financial advice.
Confidence
A thousand futures. One honest line.
Markets wander. Zenith runs your plan through a thousand possible decades, then shows you the median path and how tightly the futures gather around it. Confidence you can see, not a promise.
The weekly read. Each Sunday, Claude writes you a few calm sentences about what moved, why, and whether it matters. Plain language, no noise.
0 futures simulatedMedian in light
Illustrative projection. Not financial advice.
Your future is nobody’s business.
Zenith is built like a vault, not a feed. No ads, no data brokers, no engagement tricks. Just you and the line.
Bank-grade encryption
Your numbers are encrypted in transit and at rest. Read-only connections. Zenith can look, never touch.
Never sold or shared
Your data is not the product. It is never sold, never brokered, never used to advertise anything to anyone.
Face ID at the door
The app opens to you alone. Biometric lock by default, because a glance over your shoulder should show nothing.
Pricing
Start free. Stay for the clarity.
Free
$0
Always free. No card required.
- Your whole trajectory. Every year ahead drawn as one rising line, always in today’s dollars so the numbers actually mean something.
- Touch-the-line what-ifs. Grab any point on your line and watch the day work becomes optional move in real time.
- Your Zenith Score. One honest read of how close work-optional really is, so you always know where you stand.
- Milestones & net-worth timeline. The moments that matter, laid out clearly across the years ahead.
- A calm weekly read. A quiet, encouraging check-in, never an anxious nudge.
Zenith Plus 7-day trial
$8.99/mo
or $69.99/yr · 7-day free trial
- Everything in Free, plus the full studio below.
- The full range of futures. See how your line could unfold across thousands of possible markets, instead of a single number pretending to be certain.
- Life-event scenarios. Model a sabbatical, a home, or kids, then save the futures worth keeping.
- Connect your real accounts. Turn estimates into your actual numbers, updated automatically and kept private.
- Ask a what-if in words. Pose a question in plain language and get a considered, written answer drawn from your own numbers.
- Unlimited saved futures. Keep every what-if side by side and compare them whenever you like.
- Your history, and your data. See how your trajectory and your Zenith Score have moved over time, and export everything whenever you like.
The honest questions.
Is this financial advice?
No. Zenith draws illustrative projections from the numbers you give it. It never recommends products, picks investments, or tells you what to do. It shows you a line and lets you decide.
Is my data private?
Yes. Your numbers are encrypted in transit and at rest, never sold, never brokered, and never used to advertise anything. The app locks behind Face ID by default.
Do I have to link my bank?
No. You can type four numbers and have a working line in under a minute. Linking accounts is optional, read-only, and simply keeps the line current without your effort.
What does "work-optional" mean?
The day your invested pot could sustain your spending on its own, so showing up to work becomes a choice rather than a requirement. Not retirement. A quiet threshold.
How is this different from a budgeting app?
Budgeting apps are a record of where you have been. Zenith is a view of where you are going. No feeds, no category slicing, no verdicts about coffee. One line, forward.
What is the difference between Free and Plus?
Free draws your full trajectory, keeps two saved scenarios, and includes goal-seek. Plus adds Monte Carlo confidence bands, life events, account linking, unlimited scenarios, and the weekly read, at $8.99 per month or $69.99 per year with a 7-day trial.
When does it launch, and how much?
Zenith is in private beta on iPhone now. The core app is free, forever. Join the waitlist and we will save you a place in the next group.
The day is out there. Go see it.
Zenith is in private beta on iPhone. Bring your numbers, meet your line, and put a date on the horizon.